Can I Claim Raf After 20 Years

Claiming RAF Compensation After 20 Years

If you have been involved in a road accident in South Africa and suffered injuries, you may be entitled to compensation from the Road Accident Fund (RAF). But what if you didn’t realize the extent of your injuries or the impact they would have on your life until many years later? Can you still claim RAF compensation after 20 years?

Understanding the RAF

The RAF is a government-run fund that provides compensation to victims of road accidents. It is meant to cover medical expenses, loss of income, and other costs resulting from the accident. The fund is financed by a fuel levy paid by all motorists in South Africa.

Time Limits for Making a Claim

Typically, there is a three-year time limit for making a claim with the RAF after a road accident. This is known as the prescription period. However, in some cases, the prescription period may be extended.

Exceptional Circumstances

If you did not realize the full extent of your injuries or the impact they would have on your life until many years later, you may be able to claim compensation from the RAF under exceptional circumstances. These circumstances could include delayed onset of symptoms, misdiagnosis, or other factors that prevented you from making a claim within the usual three-year period.

Can I Claim Raf After 20 Years

Gathering Evidence

To support your claim, you will need to gather evidence of the accident, your injuries, and the impact they have had on your life. This could include medical records, witness statements, photographs, and other documentation. It is important to gather as much evidence as possible to strengthen your case.

Consulting with a Legal Professional

It is highly recommended to consult with a legal professional who has experience with RAF claims. They can help you understand your rights, assess your case, and navigate the legal process. A lawyer can also help you gather the necessary evidence and build a strong case for compensation.

Filing a Claim

Once you have gathered all the necessary evidence and consulted with a legal professional, you can file a claim with the RAF. The process can be complex and time-consuming, so having a knowledgeable lawyer on your side can make a significant difference in the outcome of your claim.


While it may be challenging to claim RAF compensation after 20 years, it is not impossible. By understanding the process, gathering evidence, and seeking legal guidance, you can potentially receive the compensation you deserve for your injuries and losses resulting from a road accident. Don’t hesitate to seek help and explore your options for claiming RAF compensation.